Call reports 2023
STATE BANK OF SPRING HILL, THE — 2023
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,287,000 | 68,961,000 | 64,084,000 | 59,026,000 |
| Total loans | 12,261,000 | 11,428,000 | 10,935,000 | 11,415,000 |
| Allowance for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Securities available for sale | 41,373,000 | 41,049,000 | 41,324,000 | 37,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,899,000 | 66,441,000 | 61,603,000 | 55,801,000 |
| Interest-bearing deposits | 51,126,000 | 55,761,000 | 50,998,000 | 45,047,000 |
| Noninterest-bearing deposits | 11,773,000 | 10,680,000 | 10,605,000 | 10,754,000 |
| Equity capital | 2,330,000 | 2,411,000 | 2,309,000 | 3,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 1,036,000 | 1,597,000 | 2,180,000 |
| Interest expense | 24,000 | 70,000 | 139,000 | 209,000 |
| Net interest income | 447,000 | 966,000 | 1,458,000 | 1,971,000 |
| Noninterest income | 24,000 | 42,000 | 52,000 | 61,000 |
| Noninterest expense | 296,000 | 565,000 | 849,000 | 1,175,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 145,000 | 413,000 | 631,000 | 817,000 |
| Income tax | 35,000 | 100,000 | 153,000 | 199,000 |
| Net income | 110,000 | 313,000 | 478,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,764,000 | 4,968,000 | 5,133,000 | 5,173,000 |
| Total capital | 4,989,000 | 5,193,000 | 5,358,000 | 5,398,000 |
| Risk-weighted assets | 21,903,000 | 22,169,000 | 20,465,000 | 20,340,000 |