Call reports 2022
STATE BANK OF SPRING HILL, THE — 2022
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 61,092,000 | 63,995,000 | 59,685,000 | 58,081,000 |
| Total loans | 12,788,000 | 12,593,000 | 10,892,000 | 13,003,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 195,000 |
| Securities available for sale | 34,611,000 | 33,965,000 | 35,854,000 | 36,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,080,000 | 61,650,000 | 57,986,000 | 56,252,000 |
| Interest-bearing deposits | 43,641,000 | 49,867,000 | 45,538,000 | 44,182,000 |
| Noninterest-bearing deposits | 14,439,000 | 11,783,000 | 12,448,000 | 12,070,000 |
| Equity capital | 2,948,000 | 2,240,000 | 1,539,000 | 1,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 615,000 | 988,000 | 1,433,000 |
| Interest expense | 20,000 | 40,000 | 61,000 | 85,000 |
| Net interest income | 264,000 | 575,000 | 927,000 | 1,348,000 |
| Noninterest income | 18,000 | 30,000 | 44,000 | 57,000 |
| Noninterest expense | 272,000 | 553,000 | 830,000 | 1,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 10,000 | 52,000 | 141,000 | 284,000 |
| Income tax | -1,000 | 12,000 | 34,000 | 68,000 |
| Net income | 11,000 | 40,000 | 107,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,550,000 | 4,579,000 | 4,646,000 | 4,655,000 |
| Total capital | 4,730,000 | 4,759,000 | 4,826,000 | 4,850,000 |
| Risk-weighted assets | 19,611,000 | 21,964,000 | 17,409,000 | 21,205,000 |