Call reports 2021
STATE BANK OF SPRING HILL, THE — 2021
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 54,063,000 | 60,972,000 | 54,949,000 | 65,299,000 |
| Total loans | 11,127,000 | 10,705,000 | 11,527,000 | 11,828,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Securities available for sale | 27,397,000 | 34,610,000 | 36,557,000 | 35,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,269,000 | 56,153,000 | 50,127,000 | 61,001,000 |
| Interest-bearing deposits | 36,169,000 | 43,235,000 | 37,326,000 | 42,940,000 |
| Noninterest-bearing deposits | 13,100,000 | 12,918,000 | 12,801,000 | 18,061,000 |
| Equity capital | 4,535,000 | 4,563,000 | 4,534,000 | 4,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 314,000 | 633,000 | 925,000 | 1,192,000 |
| Interest expense | 21,000 | 42,000 | 63,000 | 84,000 |
| Net interest income | 293,000 | 591,000 | 862,000 | 1,108,000 |
| Noninterest income | 18,000 | 32,000 | 48,000 | 61,000 |
| Noninterest expense | 292,000 | 567,000 | 850,000 | 1,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 56,000 | 60,000 | 30,000 |
| Income tax | 4,000 | 12,000 | 13,000 | 6,000 |
| Net income | 15,000 | 44,000 | 47,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,530,000 | 4,558,000 | 4,506,000 | 3,976,000 |
| Total capital | 4,710,000 | 4,738,000 | 4,686,000 | 4,156,000 |
| Risk-weighted assets | 18,035,000 | 19,529,000 | 22,147,000 | 21,119,000 |