Call reports 2020
STATE BANK OF SPRING HILL, THE — 2020
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 47,157,000 | 53,962,000 | 48,540,000 | 49,816,000 |
| Total loans | 12,024,000 | 12,398,000 | 11,473,000 | 11,324,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Securities available for sale | 20,905,000 | 22,994,000 | 23,106,000 | 25,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,061,000 | 48,646,000 | 43,185,000 | 44,698,000 |
| Interest-bearing deposits | 14,712,000 | 35,744,000 | 30,380,000 | 31,735,000 |
| Noninterest-bearing deposits | 27,349,000 | 12,902,000 | 12,805,000 | 12,963,000 |
| Equity capital | 4,739,000 | 4,912,000 | 4,892,000 | 4,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 741,000 | 1,046,000 | 1,352,000 |
| Interest expense | 24,000 | 49,000 | 72,000 | 94,000 |
| Net interest income | 352,000 | 692,000 | 974,000 | 1,258,000 |
| Noninterest income | 23,000 | 34,000 | 47,000 | 61,000 |
| Noninterest expense | 290,000 | 557,000 | 838,000 | 1,121,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 85,000 | 169,000 | 183,000 | 198,000 |
| Income tax | 20,000 | 39,000 | 42,000 | 45,000 |
| Net income | 65,000 | 130,000 | 141,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,527,000 | 4,592,000 | 4,553,000 | 4,515,000 |
| Total capital | 4,707,000 | 4,772,000 | 4,733,000 | 4,695,000 |
| Risk-weighted assets | 18,921,000 | 20,329,000 | 18,152,000 | 19,412,000 |