Call reports 2019
STATE BANK OF SPRING HILL, THE — 2019
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,066,000 | 44,383,000 | 45,148,000 | 45,664,000 |
| Total loans | 14,230,000 | 14,475,000 | 12,693,000 | 11,461,000 |
| Allowance for loan losses | 241,000 | 199,000 | 145,000 | 180,000 |
| Securities available for sale | 19,944,000 | 19,856,000 | 20,049,000 | 20,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,428,000 | 39,568,000 | 40,143,000 | 40,823,000 |
| Interest-bearing deposits | 32,076,000 | 30,218,000 | 30,692,000 | 31,157,000 |
| Noninterest-bearing deposits | 10,352,000 | 9,350,000 | 9,451,000 | 9,666,000 |
| Equity capital | 4,371,000 | 4,499,000 | 4,630,000 | 4,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 794,000 | 1,228,000 | 1,596,000 |
| Interest expense | 19,000 | 40,000 | 62,000 | 86,000 |
| Net interest income | 373,000 | 754,000 | 1,166,000 | 1,510,000 |
| Noninterest income | 24,000 | 47,000 | 71,000 | 145,000 |
| Noninterest expense | 292,000 | 585,000 | 860,000 | 1,154,000 |
| Provision for loan losses | 15,000 | 118,000 | 146,000 | 156,000 |
| Pretax income | 90,000 | 98,000 | 231,000 | 345,000 |
| Income tax | 20,000 | 21,000 | 52,000 | 79,000 |
| Net income | 70,000 | 77,000 | 179,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,366,000 | 4,373,000 | 4,475,000 | 4,461,000 |
| Total capital | 4,607,000 | 4,572,000 | 4,620,000 | 4,641,000 |
| Risk-weighted assets | 21,475,000 | 20,533,000 | 19,635,000 | 18,551,000 |