Call reports 2018
STATE BANK OF SPRING HILL, THE — 2018
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,989,000 | 49,553,000 | 45,007,000 | 40,999,000 |
| Total loans | 14,303,000 | 15,322,000 | 14,407,000 | 13,438,000 |
| Allowance for loan losses | 216,000 | 219,000 | 222,000 | 225,000 |
| Securities available for sale | 19,323,000 | 19,087,000 | 19,416,000 | 19,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,814,000 | 45,243,000 | 40,646,000 | 36,651,000 |
| Interest-bearing deposits | 31,859,000 | 33,705,000 | 29,791,000 | 25,059,000 |
| Noninterest-bearing deposits | 9,955,000 | 11,538,000 | 10,855,000 | 11,592,000 |
| Equity capital | 4,066,000 | 4,158,000 | 4,162,000 | 4,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 739,000 | 1,120,000 | 1,500,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 62,000 |
| Net interest income | 343,000 | 709,000 | 1,075,000 | 1,438,000 |
| Noninterest income | 27,000 | 68,000 | 87,000 | 107,000 |
| Noninterest expense | 277,000 | 552,000 | 819,000 | 1,186,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 90,000 | 219,000 | 334,000 | 347,000 |
| Income tax | 20,000 | 50,000 | 77,000 | 79,000 |
| Net income | 70,000 | 169,000 | 257,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,197,000 | 4,296,000 | 4,334,000 | 4,296,000 |
| Total capital | 4,413,000 | 4,515,000 | 4,556,000 | 4,521,000 |
| Risk-weighted assets | 22,139,000 | 23,552,000 | 21,872,000 | 19,997,000 |