Call reports 2017
STATE BANK OF SPRING HILL, THE — 2017
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 40,318,000 | 43,934,000 | 39,568,000 | 45,092,000 |
| Total loans | 13,375,000 | 14,121,000 | 13,697,000 | 14,487,000 |
| Allowance for loan losses | 213,000 | 213,000 | 213,000 | 213,000 |
| Securities available for sale | 20,901,000 | 21,066,000 | 20,142,000 | 20,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,164,000 | 39,605,000 | 35,198,000 | 40,925,000 |
| Interest-bearing deposits | 26,478,000 | 29,708,000 | 25,261,000 | 30,573,000 |
| Noninterest-bearing deposits | 9,686,000 | 9,897,000 | 9,937,000 | 10,352,000 |
| Equity capital | 4,056,000 | 4,150,000 | 4,136,000 | 4,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 636,000 | 959,000 | 1,325,000 |
| Interest expense | 12,000 | 24,000 | 37,000 | 50,000 |
| Net interest income | 285,000 | 612,000 | 922,000 | 1,275,000 |
| Noninterest income | 28,000 | 49,000 | 73,000 | 97,000 |
| Noninterest expense | 268,000 | 536,000 | 798,000 | 1,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 45,000 | 125,000 | 197,000 | 290,000 |
| Income tax | 10,000 | 36,000 | 58,000 | 90,000 |
| Net income | 35,000 | 89,000 | 139,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,061,000 | 4,117,000 | 4,117,000 | 4,127,000 |
| Total capital | 4,274,000 | 4,330,000 | 4,330,000 | 4,340,000 |
| Risk-weighted assets | 19,699,000 | 21,101,000 | 20,043,000 | 22,245,000 |