Call reports 2016
STATE BANK OF SPRING HILL, THE — 2016
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,325,000 | 40,764,000 | 38,316,000 | 39,207,000 |
| Total loans | 14,926,000 | 13,693,000 | 12,412,000 | 12,937,000 |
| Allowance for loan losses | 288,000 | 288,000 | 288,000 | 213,000 |
| Securities available for sale | 18,836,000 | 19,950,000 | 21,077,000 | 20,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,980,000 | 36,188,000 | 33,838,000 | 35,202,000 |
| Interest-bearing deposits | 27,253,000 | 27,861,000 | 24,204,000 | 23,739,000 |
| Noninterest-bearing deposits | 8,727,000 | 8,327,000 | 9,634,000 | 11,463,000 |
| Equity capital | 4,184,000 | 4,317,000 | 4,214,000 | 3,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 603,000 | 883,000 | 1,178,000 |
| Interest expense | 13,000 | 26,000 | 38,000 | 49,000 |
| Net interest income | 291,000 | 577,000 | 845,000 | 1,129,000 |
| Noninterest income | 32,000 | 56,000 | 77,000 | 99,000 |
| Noninterest expense | 260,000 | 516,000 | 798,000 | 1,071,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 128,000 | 135,000 | 168,000 |
| Income tax | 20,000 | 33,000 | 26,000 | 32,000 |
| Net income | 54,000 | 95,000 | 109,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,071,000 | 4,112,000 | 4,050,000 | 3,945,000 |
| Total capital | 4,311,000 | 4,342,000 | 4,280,000 | 4,158,000 |
| Risk-weighted assets | 19,143,000 | 18,399,000 | 18,316,000 | 19,095,000 |