Call reports 2015
STATE BANK OF SPRING HILL, THE — 2015
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,859,000 | 41,701,000 | 38,845,000 | 39,104,000 |
| Total loans | 12,010,000 | 13,212,000 | 14,457,000 | 15,525,000 |
| Allowance for loan losses | 286,000 | 284,000 | 287,000 | 288,000 |
| Securities available for sale | 20,821,000 | 21,234,000 | 21,097,000 | 20,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,581,000 | 37,462,000 | 31,465,000 | 32,756,000 |
| Interest-bearing deposits | 25,638,000 | 29,365,000 | 23,554,000 | 23,735,000 |
| Noninterest-bearing deposits | 7,943,000 | 8,097,000 | 7,911,000 | 9,021,000 |
| Equity capital | 4,135,000 | 4,112,000 | 4,164,000 | 4,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 575,000 | 881,000 | 1,207,000 |
| Interest expense | 13,000 | 27,000 | 41,000 | 55,000 |
| Net interest income | 266,000 | 548,000 | 840,000 | 1,152,000 |
| Noninterest income | 33,000 | 61,000 | 90,000 | 112,000 |
| Noninterest expense | 258,000 | 501,000 | 758,000 | 1,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 108,000 | 172,000 | 257,000 |
| Income tax | 4,000 | 18,000 | 33,000 | 58,000 |
| Net income | 37,000 | 90,000 | 139,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,004,000 | 4,057,000 | 4,056,000 | 4,017,000 |
| Total capital | 4,209,000 | 4,282,000 | 4,286,000 | 4,257,000 |
| Risk-weighted assets | 16,324,000 | 17,925,000 | 18,308,000 | 19,203,000 |