Call reports 2014
STATE BANK OF SPRING HILL, THE — 2014
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,754,000 | 41,839,000 | 35,902,000 | 36,772,000 |
| Total loans | 11,792,000 | 12,090,000 | 10,490,000 | 11,785,000 |
| Allowance for loan losses | 290,000 | 290,000 | 284,000 | 284,000 |
| Securities available for sale | 24,331,000 | 22,593,000 | 22,099,000 | 20,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,028,000 | 37,535,000 | 30,630,000 | 32,190,000 |
| Interest-bearing deposits | 26,278,000 | 29,832,000 | 22,896,000 | 23,600,000 |
| Noninterest-bearing deposits | 7,750,000 | 7,703,000 | 7,734,000 | 8,590,000 |
| Equity capital | 4,087,000 | 4,148,000 | 4,097,000 | 4,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 548,000 | 811,000 | 1,072,000 |
| Interest expense | 18,000 | 36,000 | 51,000 | 65,000 |
| Net interest income | 256,000 | 512,000 | 760,000 | 1,007,000 |
| Noninterest income | 37,000 | 68,000 | 97,000 | 121,000 |
| Noninterest expense | 245,000 | 489,000 | 751,000 | 1,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 101,000 | 116,000 | 126,000 |
| Income tax | 4,000 | 10,000 | 8,000 | 6,000 |
| Net income | 44,000 | 91,000 | 108,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,990,000 | 4,037,000 | 4,005,000 | 3,967,000 |
| Total capital | 4,205,000 | 4,263,000 | 4,200,000 | 4,177,000 |
| Risk-weighted assets | 17,136,000 | 17,998,000 | 15,511,000 | 16,748,000 |