Call reports 2013
STATE BANK OF SPRING HILL, THE — 2013
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,059,000 | 39,886,000 | 38,183,000 | 40,651,000 |
| Total loans | 9,634,000 | 10,401,000 | 10,611,000 | 10,820,000 |
| Allowance for loan losses | 255,000 | 260,000 | 255,000 | 260,000 |
| Securities available for sale | 25,794,000 | 25,467,000 | 24,821,000 | 24,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,641,000 | 35,699,000 | 33,934,000 | 36,585,000 |
| Interest-bearing deposits | 28,337,000 | 28,137,000 | 25,886,000 | 27,721,000 |
| Noninterest-bearing deposits | 8,304,000 | 7,562,000 | 8,048,000 | 8,864,000 |
| Equity capital | 4,188,000 | 4,037,000 | 4,057,000 | 4,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 501,000 | 748,000 | 1,002,000 |
| Interest expense | 24,000 | 46,000 | 66,000 | 85,000 |
| Net interest income | 227,000 | 455,000 | 682,000 | 917,000 |
| Noninterest income | 38,000 | 57,000 | 92,000 | 122,000 |
| Noninterest expense | 245,000 | 489,000 | 741,000 | 993,000 |
| Provision for loan losses | 4,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 16,000 | 14,000 | 20,000 | 28,000 |
| Income tax | -3,000 | -9,000 | -13,000 | -15,000 |
| Net income | 19,000 | 23,000 | 33,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,936,000 | 3,941,000 | 3,950,000 | 3,946,000 |
| Total capital | 4,191,000 | 4,201,000 | 4,205,000 | 4,156,000 |
| Risk-weighted assets | 40,898,000 | 39,990,000 | 37,507,000 | 16,771,000 |