Call reports 2012
STATE BANK OF SPRING HILL, THE — 2012
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,143,000 | 42,918,000 | 40,271,000 | 38,790,000 |
| Total loans | 9,800,000 | 9,265,000 | 8,897,000 | 9,479,000 |
| Allowance for loan losses | 264,000 | 271,000 | 277,000 | 251,000 |
| Securities available for sale | 2,032,000 | 2,225,000 | 26,988,000 | 26,108,000 |
| Securities held to maturity | 23,942,000 | 24,860,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,662,000 | 37,428,000 | 34,166,000 | 34,360,000 |
| Interest-bearing deposits | 27,107,000 | 30,651,000 | 27,128,000 | 27,096,000 |
| Noninterest-bearing deposits | 6,555,000 | 6,777,000 | 7,038,000 | 7,264,000 |
| Equity capital | 5,384,000 | 5,369,000 | 5,733,000 | 4,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 517,000 | 778,000 | 1,031,000 |
| Interest expense | 40,000 | 76,000 | 109,000 | 136,000 |
| Net interest income | 225,000 | 441,000 | 669,000 | 895,000 |
| Noninterest income | 39,000 | 69,000 | 127,000 | 158,000 |
| Noninterest expense | 277,000 | 543,000 | 795,000 | 1,060,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | -18,000 | -42,000 | -13,000 | 6,000 |
| Income tax | -9,000 | -21,000 | -22,000 | -24,000 |
| Net income | -9,000 | -21,000 | 9,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,379,000 | 5,366,000 | 5,396,000 | 3,917,000 |
| Total capital | 5,643,000 | 5,637,000 | 5,673,000 | 4,168,000 |
| Risk-weighted assets | 39,403,000 | 43,189,000 | 39,992,000 | 38,589,000 |