Call reports 2011
STATE BANK OF SPRING HILL, THE — 2011
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,991,000 | 41,603,000 | 39,158,000 | 38,397,000 |
| Total loans | 10,393,000 | 10,355,000 | 10,007,000 | 10,817,000 |
| Allowance for loan losses | 236,000 | 245,000 | 255,000 | 252,000 |
| Securities available for sale | 2,022,000 | 2,029,000 | 2,045,000 | 2,039,000 |
| Securities held to maturity | 24,063,000 | 24,600,000 | 24,636,000 | 23,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,383,000 | 35,945,000 | 33,511,000 | 32,565,000 |
| Interest-bearing deposits | 28,256,000 | 29,228,000 | 26,832,000 | 26,361,000 |
| Noninterest-bearing deposits | 7,127,000 | 6,717,000 | 6,679,000 | 6,204,000 |
| Equity capital | 5,436,000 | 5,472,000 | 5,434,000 | 5,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 612,000 | 908,000 | 1,176,000 |
| Interest expense | 58,000 | 112,000 | 162,000 | 207,000 |
| Net interest income | 253,000 | 500,000 | 746,000 | 969,000 |
| Noninterest income | 52,000 | 87,000 | 118,000 | 145,000 |
| Noninterest expense | 253,000 | 497,000 | 761,000 | 1,033,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 43,000 | 72,000 | 76,000 | 51,000 |
| Income tax | 1,000 | -1,000 | -7,000 | -18,000 |
| Net income | 42,000 | 73,000 | 83,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,435,000 | 5,465,000 | 5,426,000 | 5,387,000 |
| Total capital | 5,671,000 | 5,710,000 | 5,681,000 | 5,639,000 |
| Risk-weighted assets | 41,230,000 | 41,841,000 | 39,405,000 | 38,643,000 |