Call reports 2010
STATE BANK OF SPRING HILL, THE — 2010
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,165,000 | 41,868,000 | 39,366,000 | 41,123,000 |
| Total loans | 11,855,000 | 12,263,000 | 11,900,000 | 10,965,000 |
| Allowance for loan losses | 263,000 | 265,000 | 248,000 | 257,000 |
| Securities available for sale | 1,513,000 | 1,514,000 | 2,037,000 | 2,024,000 |
| Securities held to maturity | 22,696,000 | 22,435,000 | 21,938,000 | 23,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,492,000 | 36,137,000 | 33,645,000 | 35,550,000 |
| Interest-bearing deposits | 28,783,000 | 30,242,000 | 27,355,000 | 28,055,000 |
| Noninterest-bearing deposits | 5,709,000 | 5,895,000 | 6,290,000 | 7,495,000 |
| Equity capital | 5,486,000 | 5,505,000 | 5,439,000 | 5,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 727,000 | 1,063,000 | 1,371,000 |
| Interest expense | 83,000 | 156,000 | 224,000 | 287,000 |
| Net interest income | 290,000 | 571,000 | 839,000 | 1,084,000 |
| Noninterest income | 41,000 | 79,000 | 112,000 | 175,000 |
| Noninterest expense | 282,000 | 578,000 | 867,000 | 1,191,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 40,000 | 54,000 | 57,000 | 32,000 |
| Income tax | 0 | -4,000 | -11,000 | -22,000 |
| Net income | 40,000 | 58,000 | 68,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,479,000 | 5,497,000 | 5,431,000 | 5,393,000 |
| Total capital | 5,742,000 | 5,762,000 | 5,679,000 | 5,650,000 |
| Risk-weighted assets | 40,501,000 | 42,224,000 | 39,706,000 | 41,468,000 |