Call reports 2009
STATE BANK OF SPRING HILL, THE — 2009
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 40,178,000 | 40,024,000 | 39,911,000 | 40,280,000 |
| Total loans | 11,809,000 | 11,931,000 | 11,707,000 | 11,300,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 254,000 |
| Securities available for sale | 1,044,000 | 1,033,000 | 1,025,000 | 1,517,000 |
| Securities held to maturity | 22,293,000 | 22,477,000 | 22,556,000 | 22,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,450,000 | 34,258,000 | 34,121,000 | 34,714,000 |
| Interest-bearing deposits | 28,430,000 | 28,480,000 | 28,382,000 | 28,671,000 |
| Noninterest-bearing deposits | 6,020,000 | 5,778,000 | 5,739,000 | 6,043,000 |
| Equity capital | 5,535,000 | 5,528,000 | 5,496,000 | 5,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 882,000 | 1,293,000 | 1,678,000 |
| Interest expense | 116,000 | 225,000 | 332,000 | 424,000 |
| Net interest income | 331,000 | 657,000 | 961,000 | 1,254,000 |
| Noninterest income | 38,000 | 3,000 | 36,000 | 68,000 |
| Noninterest expense | 299,000 | 599,000 | 889,000 | 1,177,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 18,000 |
| Pretax income | 61,000 | 52,000 | 99,000 | 127,000 |
| Income tax | 3,000 | -6,000 | -5,000 | -7,000 |
| Net income | 58,000 | 58,000 | 104,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,512,000 | 5,511,000 | 5,483,000 | 5,439,000 |
| Total capital | 5,759,000 | 5,758,000 | 5,730,000 | 5,693,000 |
| Risk-weighted assets | 40,533,000 | 40,293,000 | 40,231,000 | 40,604,000 |