Call reports 2006
NEW FRONTIER BANK — 2006
What NEW FRONTIER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 872,303,000 | 960,618,000 | 1,198,946,000 | 1,322,021,000 |
| Total loans | 690,588,000 | 775,020,000 | 925,651,000 | 1,047,238,000 |
| Allowance for loan losses | 6,446,000 | 7,439,000 | 8,800,000 | 10,658,000 |
| Securities available for sale | 67,133,000 | 105,399,000 | 140,331,000 | 162,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,220,000 | 776,859,000 | 968,888,000 | 1,074,788,000 |
| Interest-bearing deposits | 676,466,000 | 737,747,000 | 923,701,000 | 1,024,203,000 |
| Noninterest-bearing deposits | 39,754,000 | 39,112,000 | 45,187,000 | 50,585,000 |
| Equity capital | 73,589,000 | 83,889,000 | 121,478,000 | 125,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,169,000 | 35,088,000 | 58,037,000 | 84,558,000 |
| Interest expense | 7,293,000 | 16,291,000 | 27,411,000 | 41,291,000 |
| Net interest income | 8,876,000 | 18,797,000 | 30,626,000 | 43,267,000 |
| Noninterest income | 630,000 | 1,391,000 | 2,207,000 | 3,100,000 |
| Noninterest expense | 3,636,000 | 7,523,000 | 12,057,000 | 17,200,000 |
| Provision for loan losses | 835,000 | 2,166,000 | 4,246,000 | 6,516,000 |
| Pretax income | 5,059,000 | 10,523,000 | 16,554,000 | 22,679,000 |
| Income tax | 1,825,000 | 3,777,000 | 5,862,000 | 8,130,000 |
| Net income | 3,234,000 | 6,746,000 | 10,692,000 | 14,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,837,000 | 84,780,000 | 121,263,000 | 125,499,000 |
| Total capital | 80,283,000 | 92,219,000 | 130,063,000 | 136,157,000 |
| Risk-weighted assets | 749,367,000 | 833,191,000 | 1,034,237,000 | 1,162,531,000 |