Call reports 2001
NEW FRONTIER BANK — 2001
What NEW FRONTIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 177,036,000 | 192,054,000 | 215,234,000 | 228,734,000 |
| Total loans | 137,436,000 | 157,892,000 | 180,253,000 | 190,237,000 |
| Allowance for loan losses | 1,527,000 | 1,757,000 | 2,282,000 | 2,371,000 |
| Securities available for sale | 6,187,000 | 5,988,000 | 5,595,000 | 12,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,733,000 | 170,127,000 | 184,096,000 | 194,978,000 |
| Interest-bearing deposits | 143,075,000 | 153,972,000 | 168,713,000 | 178,304,000 |
| Noninterest-bearing deposits | 17,658,000 | 16,155,000 | 15,383,000 | 16,674,000 |
| Equity capital | 14,805,000 | 17,341,000 | 17,647,000 | 18,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,933,000 | 8,393,000 | 13,103,000 | 17,713,000 |
| Interest expense | 2,144,000 | 4,538,000 | 7,043,000 | 9,527,000 |
| Net interest income | 1,789,000 | 3,855,000 | 6,060,000 | 8,186,000 |
| Noninterest income | 114,000 | 221,000 | 353,000 | 494,000 |
| Noninterest expense | 1,079,000 | 2,273,000 | 3,602,000 | 5,064,000 |
| Provision for loan losses | 279,000 | 549,000 | 1,211,000 | 1,441,000 |
| Pretax income | 545,000 | 1,254,000 | 1,600,000 | 2,175,000 |
| Income tax | 204,000 | 468,000 | 597,000 | 813,000 |
| Net income | 341,000 | 786,000 | 1,003,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,747,000 | 17,299,000 | 17,594,000 | 18,532,000 |
| Total capital | 16,274,000 | 19,056,000 | 19,876,000 | 20,903,000 |
| Risk-weighted assets | 140,712,000 | 160,319,000 | 184,245,000 | 194,881,000 |