Call reports 2001
FRONTIER STATE BANK — 2001
What FRONTIER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 73,518,000 | 72,600,000 | 69,190,000 |
| Total loans | 53,800,000 | 56,360,000 | 56,995,000 |
| Allowance for loan losses | 948,000 | 978,000 | 1,008,000 |
| Securities available for sale | 434,000 | 3,382,000 | 3,339,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 65,215,000 | 63,980,000 | 60,127,000 |
| Interest-bearing deposits | 58,520,000 | 57,841,000 | 53,778,000 |
| Noninterest-bearing deposits | 6,695,000 | 6,139,000 | 6,349,000 |
| Equity capital | 7,514,000 | 7,796,000 | 8,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,788,000 | 3,522,000 | 5,130,000 |
| Interest expense | 742,000 | 1,434,000 | 2,038,000 |
| Net interest income | 1,046,000 | 2,088,000 | 3,092,000 |
| Noninterest income | 82,000 | 149,000 | 217,000 |
| Noninterest expense | 621,000 | 1,217,000 | 1,786,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 |
| Pretax income | 477,000 | 960,000 | 1,433,000 |
| Income tax | 198,000 | 399,000 | 595,000 |
| Net income | 279,000 | 561,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 7,511,000 | 7,793,000 | 8,070,000 |
| Total capital | 8,208,000 | 8,503,000 | 8,776,000 |
| Risk-weighted assets | 55,521,000 | 56,514,000 | 56,154,000 |