Call reports 2025
PRAIRIE STATE BANK & TRUST — 2025
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 794,693,000 | 801,705,000 | 801,749,000 | 805,671,000 |
| Total loans | 536,822,000 | 552,748,000 | 554,214,000 | 563,541,000 |
| Allowance for loan losses | 5,612,000 | 5,613,000 | 5,613,000 | 5,813,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 198,957,000 | 183,664,000 | 178,305,000 | 183,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,193,000 | 698,529,000 | 698,996,000 | 701,403,000 |
| Interest-bearing deposits | 525,488,000 | 537,265,000 | 533,742,000 | 533,230,000 |
| Noninterest-bearing deposits | 167,705,000 | 161,264,000 | 165,254,000 | 168,173,000 |
| Equity capital | 95,531,000 | 96,808,000 | 97,510,000 | 99,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,251,000 | 17,052,000 | 26,440,000 | 36,210,000 |
| Interest expense | 1,941,000 | 3,808,000 | 5,727,000 | 7,677,000 |
| Net interest income | 6,310,000 | 13,244,000 | 20,713,000 | 28,533,000 |
| Noninterest income | 795,000 | 1,651,000 | 2,834,000 | 3,839,000 |
| Noninterest expense | 5,227,000 | 10,238,000 | 15,357,000 | 20,542,000 |
| Provision for loan losses | 11,000 | 150,000 | 156,000 | 635,000 |
| Pretax income | 1,876,000 | 4,517,000 | 8,044,000 | 11,205,000 |
| Income tax | 171,000 | 292,000 | 463,000 | 559,000 |
| Net income | 1,705,000 | 4,225,000 | 7,581,000 | 10,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,531,000 | 96,808,000 | 97,510,000 | 99,575,000 |