Call reports 2024
PRAIRIE STATE BANK & TRUST — 2024
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 770,382,000 | 802,649,000 | 779,407,000 | 769,429,000 |
| Total loans | 504,505,000 | 507,705,000 | 517,266,000 | 524,440,000 |
| Allowance for loan losses | 5,609,000 | 5,610,000 | 5,605,000 | 5,603,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 229,837,000 | 216,042,000 | 218,768,000 | 209,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 669,572,000 | 699,723,000 | 673,039,000 | 668,339,000 |
| Interest-bearing deposits | 512,009,000 | 543,549,000 | 526,413,000 | 515,476,000 |
| Noninterest-bearing deposits | 157,563,000 | 156,174,000 | 146,626,000 | 152,863,000 |
| Equity capital | 94,550,000 | 95,373,000 | 95,169,000 | 96,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,316,000 | 15,112,000 | 23,409,000 | 31,702,000 |
| Interest expense | 1,461,000 | 3,217,000 | 5,153,000 | 7,232,000 |
| Net interest income | 5,855,000 | 11,895,000 | 18,256,000 | 24,470,000 |
| Noninterest income | 755,000 | 1,647,000 | 2,707,000 | 3,918,000 |
| Noninterest expense | 5,048,000 | 10,035,000 | 15,084,000 | 20,262,000 |
| Provision for loan losses | -85,000 | -73,000 | -27,000 | -31,000 |
| Pretax income | 1,654,000 | 3,588,000 | 5,909,000 | 8,158,000 |
| Income tax | 60,000 | 195,000 | 330,000 | 327,000 |
| Net income | 1,594,000 | 3,393,000 | 5,579,000 | 7,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,550,000 | 95,373,000 | 95,169,000 | 96,420,000 |