Call reports 2023
PRAIRIE STATE BANK & TRUST — 2023
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 816,507,000 | 795,811,000 | 795,893,000 | 795,479,000 |
| Total loans | 484,185,000 | 488,961,000 | 506,652,000 | 517,809,000 |
| Allowance for loan losses | 5,613,000 | 5,592,000 | 5,600,000 | 5,602,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 291,954,000 | 269,914,000 | 257,788,000 | 246,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 718,641,000 | 694,192,000 | 684,788,000 | 664,047,000 |
| Interest-bearing deposits | 532,125,000 | 519,662,000 | 516,231,000 | 503,436,000 |
| Noninterest-bearing deposits | 186,515,000 | 174,530,000 | 168,557,000 | 160,611,000 |
| Equity capital | 91,730,000 | 92,748,000 | 92,563,000 | 95,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,762,000 | 13,567,000 | 20,630,000 | 27,877,000 |
| Interest expense | 415,000 | 1,044,000 | 1,790,000 | 2,916,000 |
| Net interest income | 6,347,000 | 12,523,000 | 18,840,000 | 24,961,000 |
| Noninterest income | 803,000 | 1,724,000 | 2,754,000 | 4,362,000 |
| Noninterest expense | 4,605,000 | 9,237,000 | 14,144,000 | 19,070,000 |
| Provision for loan losses | 339,000 | 282,000 | 281,000 | 343,000 |
| Pretax income | 2,206,000 | 4,707,000 | 7,156,000 | 9,899,000 |
| Income tax | 192,000 | 339,000 | 489,000 | 441,000 |
| Net income | 2,014,000 | 4,368,000 | 6,667,000 | 9,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,730,000 | 92,748,000 | 92,563,000 | 95,355,000 |