Call reports 2022
PRAIRIE STATE BANK & TRUST — 2022
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 878,807,000 | 870,498,000 | 868,637,000 | 843,382,000 |
| Total loans | 477,502,000 | 479,550,000 | 483,673,000 | 486,743,000 |
| Allowance for loan losses | 5,615,000 | 5,615,000 | 5,615,000 | 5,615,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 247,656,000 | 300,905,000 | 328,062,000 | 309,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 781,778,000 | 776,195,000 | 774,596,000 | 748,352,000 |
| Interest-bearing deposits | 592,225,000 | 590,651,000 | 598,998,000 | 563,129,000 |
| Noninterest-bearing deposits | 189,553,000 | 185,544,000 | 175,598,000 | 185,223,000 |
| Equity capital | 86,953,000 | 88,784,000 | 89,250,000 | 92,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,483,000 | 11,470,000 | 18,008,000 | 24,809,000 |
| Interest expense | 333,000 | 623,000 | 905,000 | 1,191,000 |
| Net interest income | 5,150,000 | 10,847,000 | 17,103,000 | 23,618,000 |
| Noninterest income | 1,011,000 | 2,557,000 | 3,822,000 | 4,881,000 |
| Noninterest expense | 4,707,000 | 9,082,000 | 13,433,000 | 17,845,000 |
| Provision for loan losses | 1,000 | -23,000 | -123,000 | -128,000 |
| Pretax income | 1,453,000 | 4,345,000 | 7,615,000 | 10,782,000 |
| Income tax | 140,000 | 245,000 | 335,000 | 506,000 |
| Net income | 1,313,000 | 4,100,000 | 7,280,000 | 10,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,953,000 | 88,784,000 | 89,250,000 | 92,246,000 |