Call reports 2020
PRAIRIE STATE BANK & TRUST — 2020
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 686,682,000 | 747,607,000 | 769,859,000 | 763,186,000 |
| Total loans | 512,714,000 | 539,597,000 | 531,192,000 | 502,317,000 |
| Allowance for loan losses | 5,130,000 | 5,227,000 | 5,324,000 | 5,615,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 133,817,000 | 129,148,000 | 138,158,000 | 148,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,381,000 | 657,764,000 | 679,328,000 | 670,680,000 |
| Interest-bearing deposits | 474,722,000 | 498,568,000 | 525,753,000 | 518,591,000 |
| Noninterest-bearing deposits | 126,659,000 | 159,196,000 | 153,575,000 | 152,089,000 |
| Equity capital | 80,478,000 | 81,482,000 | 81,382,000 | 83,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,757,000 | 13,394,000 | 19,963,000 | 26,591,000 |
| Interest expense | 606,000 | 1,173,000 | 1,706,000 | 2,196,000 |
| Net interest income | 6,151,000 | 12,221,000 | 18,257,000 | 24,395,000 |
| Noninterest income | 1,159,000 | 3,100,000 | 5,181,000 | 6,380,000 |
| Noninterest expense | 4,865,000 | 9,738,000 | 14,670,000 | 19,437,000 |
| Provision for loan losses | 23,000 | 447,000 | 576,000 | 944,000 |
| Pretax income | 2,422,000 | 5,136,000 | 8,192,000 | 10,394,000 |
| Income tax | 36,000 | 74,000 | 112,000 | 160,000 |
| Net income | 2,386,000 | 5,062,000 | 8,080,000 | 10,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,478,000 | 81,481,000 | 81,382,000 | 83,536,000 |