Call reports 2018
PRAIRIE STATE BANK & TRUST — 2018
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 705,068,000 | 712,376,000 | 708,104,000 | 710,084,000 |
| Total loans | 530,046,000 | 533,840,000 | 524,697,000 | 526,846,000 |
| Allowance for loan losses | 5,070,000 | 5,070,000 | 5,070,000 | 5,070,000 |
| Securities available for sale | 14,000 | 16,000 | 0 | 0 |
| Securities held to maturity | 147,902,000 | 146,714,000 | 148,080,000 | 149,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,151,000 | 625,385,000 | 605,420,000 | 612,918,000 |
| Interest-bearing deposits | 499,833,000 | 508,255,000 | 493,142,000 | 491,612,000 |
| Noninterest-bearing deposits | 120,318,000 | 117,130,000 | 112,278,000 | 121,306,000 |
| Equity capital | 76,972,000 | 77,875,000 | 77,986,000 | 78,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,466,000 | 13,153,000 | 19,949,000 | 26,929,000 |
| Interest expense | 454,000 | 964,000 | 1,528,000 | 2,114,000 |
| Net interest income | 6,012,000 | 12,189,000 | 18,421,000 | 24,815,000 |
| Noninterest income | 1,286,000 | 2,460,000 | 3,681,000 | 4,886,000 |
| Noninterest expense | 4,473,000 | 8,805,000 | 13,316,000 | 17,899,000 |
| Provision for loan losses | 116,000 | 127,000 | 566,000 | 810,000 |
| Pretax income | 2,709,000 | 5,717,000 | 8,220,000 | 10,992,000 |
| Income tax | 39,000 | 79,000 | 118,000 | 135,000 |
| Net income | 2,670,000 | 5,638,000 | 8,102,000 | 10,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,972,000 | 77,875,000 | 77,986,000 | 78,741,000 |
| Total capital | 82,122,000 | 83,025,000 | 83,136,000 | 83,891,000 |
| Risk-weighted assets | 521,422,000 | 528,468,000 | 523,999,000 | 525,592,000 |