Call reports 2017
PRAIRIE STATE BANK & TRUST — 2017
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 693,773,000 | 700,250,000 | 712,814,000 | 712,717,000 |
| Total loans | 512,865,000 | 524,349,000 | 531,247,000 | 533,006,000 |
| Allowance for loan losses | 5,070,000 | 5,070,000 | 5,070,000 | 5,070,000 |
| Securities available for sale | 0 | 0 | 30,000 | 25,000 |
| Securities held to maturity | 154,222,000 | 148,289,000 | 148,034,000 | 147,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,425,000 | 591,489,000 | 613,767,000 | 606,708,000 |
| Interest-bearing deposits | 490,988,000 | 483,510,000 | 498,610,000 | 490,264,000 |
| Noninterest-bearing deposits | 118,437,000 | 107,979,000 | 115,157,000 | 116,444,000 |
| Equity capital | 76,038,000 | 76,552,000 | 76,482,000 | 77,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,013,000 | 12,321,000 | 18,762,000 | 25,251,000 |
| Interest expense | 450,000 | 936,000 | 1,464,000 | 1,973,000 |
| Net interest income | 5,563,000 | 11,385,000 | 17,298,000 | 23,278,000 |
| Noninterest income | 1,160,000 | 2,305,000 | 3,539,000 | 4,661,000 |
| Noninterest expense | 4,337,000 | 8,575,000 | 12,743,000 | 16,969,000 |
| Provision for loan losses | 26,000 | 156,000 | 152,000 | 343,000 |
| Pretax income | 2,360,000 | 4,959,000 | 7,942,000 | 10,627,000 |
| Income tax | 46,000 | 91,000 | 137,000 | 130,000 |
| Net income | 2,314,000 | 4,868,000 | 7,805,000 | 10,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,038,000 | 76,552,000 | 76,482,000 | 77,174,000 |
| Total capital | 81,188,000 | 81,702,000 | 81,632,000 | 82,324,000 |
| Risk-weighted assets | 503,669,000 | 514,569,000 | 525,982,000 | 527,973,000 |