Call reports 2016
PRAIRIE STATE BANK & TRUST — 2016
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 708,836,000 | 686,452,000 | 703,113,000 | 690,467,000 |
| Total loans | 515,699,000 | 511,890,000 | 511,068,000 | 503,292,000 |
| Allowance for loan losses | 5,302,000 | 5,302,000 | 5,302,000 | 5,070,000 |
| Securities available for sale | 730,000 | 720,000 | 472,000 | 0 |
| Securities held to maturity | 144,437,000 | 142,137,000 | 142,946,000 | 149,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,349,000 | 601,683,000 | 612,082,000 | 605,386,000 |
| Interest-bearing deposits | 507,728,000 | 494,295,000 | 505,033,000 | 493,819,000 |
| Noninterest-bearing deposits | 110,621,000 | 107,388,000 | 107,049,000 | 111,567,000 |
| Equity capital | 75,585,000 | 75,861,000 | 75,854,000 | 76,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,256,000 | 12,569,000 | 18,821,000 | 25,055,000 |
| Interest expense | 561,000 | 1,093,000 | 1,603,000 | 2,088,000 |
| Net interest income | 5,695,000 | 11,476,000 | 17,218,000 | 22,967,000 |
| Noninterest income | 1,263,000 | 2,636,000 | 4,265,000 | 5,714,000 |
| Noninterest expense | 4,499,000 | 9,081,000 | 13,532,000 | 17,793,000 |
| Provision for loan losses | 21,000 | 179,000 | 195,000 | 237,000 |
| Pretax income | 2,438,000 | 4,852,000 | 7,756,000 | 10,651,000 |
| Income tax | 34,000 | 72,000 | 110,000 | 132,000 |
| Net income | 2,404,000 | 4,780,000 | 7,646,000 | 10,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,585,000 | 75,861,000 | 75,854,000 | 76,726,000 |
| Total capital | 80,887,000 | 81,163,000 | 81,156,000 | 81,876,000 |
| Risk-weighted assets | 504,165,000 | 499,266,000 | 499,921,000 | 495,412,000 |