Call reports 2015
PRAIRIE STATE BANK & TRUST — 2015
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 711,391,000 | 704,289,000 | 703,182,000 | 709,932,000 |
| Total loans | 538,874,000 | 534,894,000 | 532,273,000 | 522,118,000 |
| Allowance for loan losses | 5,302,000 | 5,302,000 | 5,302,000 | 5,302,000 |
| Securities available for sale | 585,000 | 107,000 | 1,079,000 | 1,000 |
| Securities held to maturity | 142,766,000 | 141,677,000 | 142,924,000 | 143,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,019,000 | 595,333,000 | 600,377,000 | 614,680,000 |
| Interest-bearing deposits | 509,613,000 | 493,734,000 | 501,931,000 | 502,607,000 |
| Noninterest-bearing deposits | 103,406,000 | 101,599,000 | 98,446,000 | 112,073,000 |
| Equity capital | 75,039,000 | 75,741,000 | 75,771,000 | 76,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,555,000 | 13,125,000 | 19,602,000 | 25,933,000 |
| Interest expense | 573,000 | 1,151,000 | 1,731,000 | 2,305,000 |
| Net interest income | 5,982,000 | 11,974,000 | 17,871,000 | 23,628,000 |
| Noninterest income | 1,211,000 | 2,582,000 | 3,949,000 | 5,210,000 |
| Noninterest expense | 4,390,000 | 8,741,000 | 12,987,000 | 17,150,000 |
| Provision for loan losses | 82,000 | 69,000 | 76,000 | 276,000 |
| Pretax income | 2,721,000 | 5,746,000 | 8,757,000 | 11,412,000 |
| Income tax | 45,000 | 91,000 | 138,000 | 152,000 |
| Net income | 2,676,000 | 5,655,000 | 8,619,000 | 11,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,039,000 | 75,741,000 | 75,771,000 | 76,412,000 |
| Total capital | 80,341,000 | 81,043,000 | 81,073,000 | 81,714,000 |
| Risk-weighted assets | 529,736,000 | 524,985,000 | 523,707,000 | 511,433,000 |