Call reports 2014
PRAIRIE STATE BANK & TRUST — 2014
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 711,199,000 | 704,759,000 | 716,960,000 | 711,985,000 |
| Total loans | 532,162,000 | 538,825,000 | 545,318,000 | 541,224,000 |
| Allowance for loan losses | 5,302,000 | 5,302,000 | 5,302,000 | 5,302,000 |
| Securities available for sale | 5,000 | 6,000 | 5,000 | 1,000 |
| Securities held to maturity | 142,144,000 | 137,449,000 | 139,504,000 | 139,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,927,000 | 596,260,000 | 604,065,000 | 611,627,000 |
| Interest-bearing deposits | 514,431,000 | 499,548,000 | 510,393,000 | 513,560,000 |
| Noninterest-bearing deposits | 102,496,000 | 96,712,000 | 93,672,000 | 98,067,000 |
| Equity capital | 71,492,000 | 72,186,000 | 72,238,000 | 75,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,608,000 | 13,326,000 | 20,095,000 | 26,823,000 |
| Interest expense | 571,000 | 1,149,000 | 1,743,000 | 2,330,000 |
| Net interest income | 6,037,000 | 12,177,000 | 18,352,000 | 24,493,000 |
| Noninterest income | 936,000 | 2,092,000 | 3,328,000 | 4,610,000 |
| Noninterest expense | 4,143,000 | 8,290,000 | 12,478,000 | 16,772,000 |
| Provision for loan losses | -11,000 | 1,000 | 7,000 | 230,000 |
| Pretax income | 2,841,000 | 5,978,000 | 9,195,000 | 12,101,000 |
| Income tax | 39,000 | 81,000 | 122,000 | 141,000 |
| Net income | 2,802,000 | 5,897,000 | 9,073,000 | 11,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,153,000 | 71,845,000 | 71,898,000 | 74,782,000 |
| Total capital | 76,455,000 | 77,147,000 | 77,200,000 | 80,084,000 |
| Risk-weighted assets | 514,998,000 | 521,150,000 | 527,552,000 | 522,093,000 |