Call reports 2012
PRAIRIE STATE BANK & TRUST — 2012
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 669,049,000 | 675,184,000 | 676,657,000 | 696,033,000 |
| Total loans | 446,205,000 | 460,592,000 | 467,004,000 | 499,433,000 |
| Allowance for loan losses | 4,520,000 | 4,607,000 | 4,682,000 | 4,992,000 |
| Securities available for sale | 5,000 | 0 | 5,000 | 1,000 |
| Securities held to maturity | 143,446,000 | 142,646,000 | 141,369,000 | 143,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,404,000 | 596,626,000 | 600,057,000 | 614,168,000 |
| Interest-bearing deposits | 510,556,000 | 514,230,000 | 513,761,000 | 512,929,000 |
| Noninterest-bearing deposits | 81,848,000 | 82,396,000 | 86,296,000 | 101,239,000 |
| Equity capital | 62,159,000 | 63,168,000 | 63,679,000 | 66,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,751,000 | 13,423,000 | 20,310,000 | 27,147,000 |
| Interest expense | 977,000 | 1,875,000 | 2,718,000 | 3,536,000 |
| Net interest income | 5,774,000 | 11,548,000 | 17,592,000 | 23,611,000 |
| Noninterest income | 2,112,000 | 3,832,000 | 5,887,000 | 7,977,000 |
| Noninterest expense | 4,149,000 | 8,195,000 | 12,309,000 | 16,731,000 |
| Provision for loan losses | 16,000 | 147,000 | 308,000 | 1,036,000 |
| Pretax income | 3,721,000 | 7,038,000 | 10,862,000 | 13,821,000 |
| Income tax | 29,000 | 57,000 | 95,000 | 162,000 |
| Net income | 3,692,000 | 6,981,000 | 10,767,000 | 13,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,944,000 | 62,941,000 | 63,462,000 | 66,361,000 |
| Total capital | 66,464,000 | 67,548,000 | 68,144,000 | 71,353,000 |
| Risk-weighted assets | 451,633,000 | 463,458,000 | 466,722,000 | 496,793,000 |