Call reports 2011
PRAIRIE STATE BANK & TRUST — 2011
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 564,447,000 | 563,738,000 | 575,772,000 | 632,958,000 |
| Total loans | 380,897,000 | 394,039,000 | 404,338,000 | 438,604,000 |
| Allowance for loan losses | 3,820,000 | 3,940,000 | 4,040,000 | 4,520,000 |
| Securities available for sale | 1,000 | 1,000 | 2,000 | 2,000 |
| Securities held to maturity | 132,000,000 | 132,760,000 | 128,845,000 | 143,883,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,744,000 | 501,646,000 | 517,572,000 | 566,892,000 |
| Interest-bearing deposits | 447,337,000 | 450,884,000 | 453,804,000 | 493,488,000 |
| Noninterest-bearing deposits | 54,407,000 | 50,762,000 | 63,768,000 | 73,404,000 |
| Equity capital | 49,787,000 | 50,520,000 | 51,466,000 | 61,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,116,000 | 12,425,000 | 18,813,000 | 27,379,000 |
| Interest expense | 1,126,000 | 2,201,000 | 3,246,000 | 4,634,000 |
| Net interest income | 4,990,000 | 10,224,000 | 15,567,000 | 22,745,000 |
| Noninterest income | 915,000 | 2,282,000 | 3,867,000 | 5,940,000 |
| Noninterest expense | 3,250,000 | 6,635,000 | 9,969,000 | 14,826,000 |
| Provision for loan losses | 29,000 | 697,000 | 1,070,000 | 1,500,000 |
| Pretax income | 2,626,000 | 5,174,000 | 8,395,000 | 12,359,000 |
| Income tax | 20,000 | 40,000 | 60,000 | 115,000 |
| Net income | 2,606,000 | 5,134,000 | 8,335,000 | 12,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,610,000 | 50,339,000 | 51,279,000 | 60,949,000 |
| Total capital | 53,430,000 | 54,279,000 | 55,319,000 | 65,469,000 |
| Risk-weighted assets | 385,644,000 | 401,580,000 | 408,428,000 | 444,479,000 |