Call reports 2010
PRAIRIE STATE BANK & TRUST — 2010
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 493,830,000 | 507,912,000 | 548,899,000 | 552,892,000 |
| Total loans | 355,259,000 | 366,886,000 | 371,680,000 | 382,043,000 |
| Allowance for loan losses | 3,504,000 | 3,570,000 | 3,660,000 | 3,820,000 |
| Securities available for sale | 1,000 | 6,000 | 1,000 | 0 |
| Securities held to maturity | 106,318,000 | 103,421,000 | 102,434,000 | 110,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,246,000 | 457,658,000 | 488,281,000 | 488,193,000 |
| Interest-bearing deposits | 391,961,000 | 412,362,000 | 435,147,000 | 438,633,000 |
| Noninterest-bearing deposits | 53,285,000 | 45,296,000 | 53,134,000 | 49,560,000 |
| Equity capital | 44,427,000 | 45,177,000 | 46,485,000 | 49,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,861,000 | 11,946,000 | 18,204,000 | 24,574,000 |
| Interest expense | 1,391,000 | 2,800,000 | 4,232,000 | 5,482,000 |
| Net interest income | 4,470,000 | 9,146,000 | 13,972,000 | 19,092,000 |
| Noninterest income | 773,000 | 1,842,000 | 3,931,000 | 6,172,000 |
| Noninterest expense | 2,945,000 | 6,035,000 | 9,555,000 | 13,238,000 |
| Provision for loan losses | 118,000 | 488,000 | 645,000 | 1,274,000 |
| Pretax income | 2,180,000 | 4,465,000 | 7,703,000 | 10,752,000 |
| Income tax | 4,000 | 24,000 | 44,000 | 104,000 |
| Net income | 2,176,000 | 4,441,000 | 7,659,000 | 10,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,321,000 | 45,066,000 | 46,370,000 | 49,303,000 |
| Total capital | 47,825,000 | 48,636,000 | 50,030,000 | 53,123,000 |
| Risk-weighted assets | 369,981,000 | 377,937,000 | 378,680,000 | 390,069,000 |