Call reports 2009
PRAIRIE STATE BANK & TRUST — 2009
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 442,813,000 | 458,063,000 | 471,060,000 | 487,710,000 |
| Total loans | 322,916,000 | 328,016,000 | 339,579,000 | 347,505,000 |
| Allowance for loan losses | 2,250,000 | 2,300,000 | 2,380,000 | 3,450,000 |
| Securities available for sale | 0 | 1,000 | 4,000 | 3,000 |
| Securities held to maturity | 76,734,000 | 82,662,000 | 92,469,000 | 98,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,093,000 | 406,643,000 | 419,264,000 | 436,889,000 |
| Interest-bearing deposits | 345,641,000 | 365,188,000 | 378,301,000 | 390,443,000 |
| Noninterest-bearing deposits | 44,452,000 | 41,455,000 | 40,963,000 | 46,446,000 |
| Equity capital | 41,980,000 | 42,600,000 | 42,960,000 | 44,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,520,000 | 11,216,000 | 16,976,000 | 22,895,000 |
| Interest expense | 1,864,000 | 3,686,000 | 5,340,000 | 6,879,000 |
| Net interest income | 3,656,000 | 7,530,000 | 11,636,000 | 16,016,000 |
| Noninterest income | 1,485,000 | 2,774,000 | 3,704,000 | 5,018,000 |
| Noninterest expense | 2,916,000 | 6,035,000 | 8,851,000 | 11,765,000 |
| Provision for loan losses | 143,000 | 356,000 | 447,000 | 2,047,000 |
| Pretax income | 2,082,000 | 3,913,000 | 6,042,000 | 7,222,000 |
| Income tax | 0 | 0 | 0 | 74,000 |
| Net income | 2,082,000 | 3,913,000 | 6,042,000 | 7,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,940,000 | 42,547,000 | 42,901,000 | 43,965,000 |
| Total capital | 44,190,000 | 44,847,000 | 45,281,000 | 47,415,000 |
| Risk-weighted assets | 339,327,000 | 345,567,000 | 353,221,000 | 364,992,000 |