Call reports 2008
PRAIRIE STATE BANK & TRUST — 2008
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 415,553,000 | 409,953,000 | 416,510,000 | 421,332,000 |
| Total loans | 294,197,000 | 309,664,000 | 323,831,000 | 324,831,000 |
| Allowance for loan losses | 2,065,000 | 2,080,000 | 2,095,000 | 2,110,000 |
| Securities available for sale | 1,195,000 | 122,000 | 1,000 | 2,000 |
| Securities held to maturity | 83,282,000 | 77,019,000 | 74,925,000 | 70,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,717,000 | 354,171,000 | 364,874,000 | 370,576,000 |
| Interest-bearing deposits | 319,367,000 | 313,795,000 | 324,630,000 | 324,763,000 |
| Noninterest-bearing deposits | 42,350,000 | 40,376,000 | 40,244,000 | 45,813,000 |
| Equity capital | 39,346,000 | 39,846,000 | 40,020,000 | 41,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,130,000 | 11,956,000 | 17,830,000 | 23,478,000 |
| Interest expense | 2,524,000 | 4,673,000 | 6,768,000 | 8,742,000 |
| Net interest income | 3,606,000 | 7,283,000 | 11,062,000 | 14,736,000 |
| Noninterest income | 794,000 | 1,528,000 | 2,245,000 | 2,985,000 |
| Noninterest expense | 2,520,000 | 5,022,000 | 7,588,000 | 10,262,000 |
| Provision for loan losses | 9,000 | 150,000 | 170,000 | 397,000 |
| Pretax income | 1,871,000 | 3,639,000 | 5,549,000 | 7,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,871,000 | 3,639,000 | 5,549,000 | 7,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,334,000 | 39,831,000 | 40,003,000 | 41,514,000 |
| Total capital | 41,399,000 | 41,911,000 | 42,098,000 | 43,624,000 |
| Risk-weighted assets | 297,807,000 | 308,135,000 | 319,021,000 | 324,462,000 |