Call reports 2007
PRAIRIE STATE BANK & TRUST — 2007
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 226,961,000 | 226,989,000 | 240,421,000 | 423,435,000 |
| Total loans | 169,029,000 | 173,866,000 | 176,720,000 | 296,823,000 |
| Allowance for loan losses | 1,000,000 | 1,005,000 | 1,020,000 | 2,050,000 |
| Securities available for sale | 0 | 1,000 | 3,000 | 0 |
| Securities held to maturity | 35,529,000 | 34,511,000 | 33,180,000 | 75,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,522,000 | 199,838,000 | 212,958,000 | 368,994,000 |
| Interest-bearing deposits | 175,754,000 | 173,710,000 | 188,383,000 | 321,258,000 |
| Noninterest-bearing deposits | 23,768,000 | 26,128,000 | 24,575,000 | 47,736,000 |
| Equity capital | 18,911,000 | 19,264,000 | 19,402,000 | 39,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,505,000 | 7,168,000 | 11,008,000 | 26,144,000 |
| Interest expense | 1,759,000 | 3,539,000 | 5,395,000 | 12,816,000 |
| Net interest income | 1,746,000 | 3,629,000 | 5,613,000 | 13,328,000 |
| Noninterest income | 306,000 | 645,000 | 989,000 | 2,702,000 |
| Noninterest expense | 1,391,000 | 2,779,000 | 4,155,000 | 9,519,000 |
| Provision for loan losses | -14,000 | -22,000 | -14,000 | 165,000 |
| Pretax income | 675,000 | 1,517,000 | 2,461,000 | 6,346,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 675,000 | 1,517,000 | 2,461,000 | 6,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,911,000 | 19,264,000 | 19,402,000 | 39,146,000 |
| Total capital | 19,911,000 | 20,269,000 | 20,422,000 | 41,196,000 |
| Risk-weighted assets | 172,823,000 | 177,318,000 | 183,244,000 | 301,805,000 |