Call reports 2006
PRAIRIE STATE BANK & TRUST — 2006
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 208,528,000 | 217,030,000 | 212,777,000 | 223,030,000 |
| Total loans | 163,480,000 | 173,013,000 | 168,421,000 | 169,864,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 0 | 0 | 0 | 2,000 |
| Securities held to maturity | 37,895,000 | 35,880,000 | 35,670,000 | 35,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,423,000 | 184,209,000 | 185,173,000 | 195,751,000 |
| Interest-bearing deposits | 162,520,000 | 161,890,000 | 163,569,000 | 170,435,000 |
| Noninterest-bearing deposits | 20,903,000 | 22,319,000 | 21,604,000 | 25,316,000 |
| Equity capital | 17,865,000 | 18,208,000 | 18,237,000 | 18,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,276,000 | 9,631,000 | 13,129,000 |
| Interest expense | 1,339,000 | 2,754,000 | 4,322,000 | 6,019,000 |
| Net interest income | 1,698,000 | 3,522,000 | 5,309,000 | 7,110,000 |
| Noninterest income | 170,000 | 410,000 | 701,000 | 987,000 |
| Noninterest expense | 1,209,000 | 2,432,000 | 3,726,000 | 5,055,000 |
| Provision for loan losses | -23,000 | -38,000 | -74,000 | -72,000 |
| Pretax income | 682,000 | 1,538,000 | 2,358,000 | 3,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,538,000 | 2,358,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,865,000 | 18,208,000 | 18,237,000 | 18,993,000 |
| Total capital | 18,865,000 | 19,208,000 | 19,237,000 | 19,993,000 |
| Risk-weighted assets | 165,455,000 | 175,292,000 | 172,095,000 | 173,692,000 |