Call reports 2005
PRAIRIE STATE BANK & TRUST — 2005
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 205,263,000 | 204,838,000 | 215,201,000 | 217,625,000 |
| Total loans | 152,118,000 | 156,979,000 | 166,582,000 | 161,429,000 |
| Allowance for loan losses | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,429,000 | 40,583,000 | 39,748,000 | 38,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,980,000 | 180,226,000 | 184,849,000 | 193,330,000 |
| Interest-bearing deposits | 165,405,000 | 158,606,000 | 163,299,000 | 170,168,000 |
| Noninterest-bearing deposits | 22,575,000 | 21,620,000 | 21,550,000 | 23,162,000 |
| Equity capital | 16,733,000 | 17,013,000 | 17,101,000 | 17,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,589,000 | 5,301,000 | 8,237,000 | 11,304,000 |
| Interest expense | 802,000 | 1,702,000 | 2,831,000 | 4,114,000 |
| Net interest income | 1,787,000 | 3,599,000 | 5,406,000 | 7,190,000 |
| Noninterest income | 245,000 | 506,000 | 769,000 | 1,053,000 |
| Noninterest expense | 1,133,000 | 2,271,000 | 3,508,000 | 4,706,000 |
| Provision for loan losses | -37,000 | -51,000 | -59,000 | -83,000 |
| Pretax income | 936,000 | 1,885,000 | 2,726,000 | 3,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 936,000 | 1,885,000 | 2,726,000 | 3,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,733,000 | 17,013,000 | 17,101,000 | 17,682,000 |
| Total capital | 17,733,000 | 18,013,000 | 18,101,000 | 18,682,000 |
| Risk-weighted assets | 152,462,000 | 158,505,000 | 165,311,000 | 163,298,000 |