Call reports 2004
PRAIRIE STATE BANK & TRUST — 2004
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 176,294,000 | 181,832,000 | 193,762,000 | 203,002,000 |
| Total loans | 131,562,000 | 140,509,000 | 148,396,000 | 148,349,000 |
| Allowance for loan losses | 973,000 | 982,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 0 | 0 | 0 | 1,000 |
| Securities held to maturity | 35,196,000 | 32,870,000 | 30,290,000 | 37,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,486,000 | 158,654,000 | 172,560,000 | 186,241,000 |
| Interest-bearing deposits | 138,728,000 | 136,941,000 | 150,990,000 | 163,701,000 |
| Noninterest-bearing deposits | 21,758,000 | 21,714,000 | 21,570,000 | 22,540,000 |
| Equity capital | 15,264,000 | 15,572,000 | 15,722,000 | 16,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,221,000 | 4,514,000 | 6,985,000 | 9,544,000 |
| Interest expense | 669,000 | 1,283,000 | 1,909,000 | 2,671,000 |
| Net interest income | 1,552,000 | 3,231,000 | 5,076,000 | 6,873,000 |
| Noninterest income | 260,000 | 548,000 | 799,000 | 1,081,000 |
| Noninterest expense | 1,070,000 | 2,105,000 | 3,212,000 | 4,485,000 |
| Provision for loan losses | 1,000 | 52,000 | 46,000 | 57,000 |
| Pretax income | 741,000 | 1,622,000 | 2,617,000 | 3,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 741,000 | 1,622,000 | 2,617,000 | 3,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,264,000 | 15,572,000 | 15,722,000 | 16,246,000 |
| Total capital | 16,237,000 | 16,554,000 | 16,722,000 | 17,246,000 |
| Risk-weighted assets | 131,306,000 | 137,966,000 | 147,265,000 | 150,196,000 |