Call reports 2003
PRAIRIE STATE BANK & TRUST — 2003
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,168,000 | 175,273,000 | 182,421,000 | 173,826,000 |
| Total loans | 119,961,000 | 124,652,000 | 122,844,000 | 127,555,000 |
| Allowance for loan losses | 891,000 | 906,000 | 921,000 | 958,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,071,000 | 30,473,000 | 33,024,000 | 36,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,229,000 | 160,211,000 | 167,307,000 | 158,324,000 |
| Interest-bearing deposits | 131,865,000 | 138,195,000 | 149,648,000 | 136,656,000 |
| Noninterest-bearing deposits | 21,365,000 | 22,016,000 | 17,659,000 | 21,668,000 |
| Equity capital | 14,306,000 | 14,445,000 | 14,488,000 | 14,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,226,000 | 4,478,000 | 6,737,000 | 9,000,000 |
| Interest expense | 849,000 | 1,674,000 | 2,458,000 | 3,176,000 |
| Net interest income | 1,377,000 | 2,804,000 | 4,279,000 | 5,824,000 |
| Noninterest income | 414,000 | 824,000 | 1,276,000 | 1,547,000 |
| Noninterest expense | 987,000 | 2,046,000 | 3,126,000 | 4,175,000 |
| Provision for loan losses | 34,000 | 47,000 | 58,000 | 104,000 |
| Pretax income | 770,000 | 1,535,000 | 2,371,000 | 3,092,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 764,000 | 1,523,000 | 2,353,000 | 3,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,306,000 | 14,445,000 | 14,488,000 | 14,973,000 |
| Total capital | 15,197,000 | 15,351,000 | 15,409,000 | 15,931,000 |
| Risk-weighted assets | 125,578,000 | 137,516,000 | 126,933,000 | 128,545,000 |