Call reports 2002
PRAIRIE STATE BANK & TRUST — 2002
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 151,146,000 | 151,095,000 | 166,363,000 | 164,567,000 |
| Total loans | 115,248,000 | 116,920,000 | 122,225,000 | 117,085,000 |
| Allowance for loan losses | 831,000 | 846,000 | 861,000 | 876,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,515,000 | 19,134,000 | 20,969,000 | 25,415,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,945,000 | 136,870,000 | 152,096,000 | 149,904,000 |
| Interest-bearing deposits | 110,865,000 | 120,293,000 | 134,508,000 | 129,330,000 |
| Noninterest-bearing deposits | 17,080,000 | 16,577,000 | 17,588,000 | 20,574,000 |
| Equity capital | 13,504,000 | 13,618,000 | 13,630,000 | 13,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,733,000 | 7,124,000 | 9,514,000 |
| Interest expense | 926,000 | 1,853,000 | 2,756,000 | 3,658,000 |
| Net interest income | 1,440,000 | 2,880,000 | 4,368,000 | 5,856,000 |
| Noninterest income | 216,000 | 436,000 | 764,000 | 1,254,000 |
| Noninterest expense | 934,000 | 1,892,000 | 2,962,000 | 4,093,000 |
| Provision for loan losses | 17,000 | 67,000 | 91,000 | 176,000 |
| Pretax income | 705,000 | 1,357,000 | 2,079,000 | 2,841,000 |
| Income tax | 0 | 0 | 18,000 | 24,000 |
| Net income | 705,000 | 1,357,000 | 2,061,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,504,000 | 13,618,000 | 13,630,000 | 13,992,000 |
| Total capital | 14,335,000 | 14,464,000 | 14,491,000 | 14,868,000 |
| Risk-weighted assets | 116,201,000 | 114,516,000 | 119,755,000 | 117,956,000 |