Call reports 2001
PRAIRIE STATE BANK & TRUST — 2001
What PRAIRIE STATE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 144,792,000 | 151,900,000 | 157,746,000 | 148,138,000 |
| Total loans | 107,363,000 | 115,032,000 | 118,844,000 | 116,377,000 |
| Allowance for loan losses | 767,000 | 782,000 | 797,000 | 812,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,980,000 | 19,498,000 | 18,408,000 | 20,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,647,000 | 133,399,000 | 143,317,000 | 132,220,000 |
| Interest-bearing deposits | 113,309,000 | 116,016,000 | 126,685,000 | 113,171,000 |
| Noninterest-bearing deposits | 17,338,000 | 17,383,000 | 16,632,000 | 19,049,000 |
| Equity capital | 12,942,000 | 13,196,000 | 13,108,000 | 13,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,756,000 | 5,493,000 | 8,276,000 | 10,758,000 |
| Interest expense | 1,375,000 | 2,672,000 | 3,980,000 | 5,039,000 |
| Net interest income | 1,381,000 | 2,821,000 | 4,296,000 | 5,719,000 |
| Noninterest income | 198,000 | 433,000 | 635,000 | 934,000 |
| Noninterest expense | 851,000 | 1,763,000 | 2,714,000 | 3,699,000 |
| Provision for loan losses | 15,000 | 34,000 | 84,000 | 674,000 |
| Pretax income | 713,000 | 1,457,000 | 2,133,000 | 2,280,000 |
| Income tax | 0 | 0 | 0 | 24,000 |
| Net income | 713,000 | 1,457,000 | 2,133,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,942,000 | 13,196,000 | 13,108,000 | 13,200,000 |
| Total capital | 13,709,000 | 13,978,000 | 13,905,000 | 14,012,000 |
| Risk-weighted assets | 107,196,000 | 115,020,000 | 116,974,000 | 114,533,000 |