Call reports 2024
PNB COMMUNITY BANK — 2024
What PNB COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 151,484,000 | 156,683,000 | 155,971,000 | 155,179,000 |
| Total loans | 112,762,000 | 111,992,000 | 114,381,000 | 115,648,000 |
| Allowance for loan losses | 1,380,000 | 1,397,000 | 1,413,000 | 1,431,000 |
| Securities available for sale | 26,197,000 | 27,777,000 | 29,142,000 | 28,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,022,000 | 142,858,000 | 141,222,000 | 141,666,000 |
| Interest-bearing deposits | 99,957,000 | 106,290,000 | 106,258,000 | 108,709,000 |
| Noninterest-bearing deposits | 38,065,000 | 36,568,000 | 34,964,000 | 32,957,000 |
| Equity capital | 11,399,000 | 11,922,000 | 12,950,000 | 11,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 4,043,000 | 6,129,000 | 8,239,000 |
| Interest expense | 259,000 | 577,000 | 975,000 | 1,368,000 |
| Net interest income | 1,702,000 | 3,466,000 | 5,154,000 | 6,871,000 |
| Noninterest income | 125,000 | 267,000 | 208,000 | 368,000 |
| Noninterest expense | 1,169,000 | 2,610,000 | 3,937,000 | 5,382,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 533,000 | 1,123,000 | 1,425,000 | 1,857,000 |
| Income tax | 137,000 | 283,000 | 370,000 | 481,000 |
| Net income | 396,000 | 840,000 | 1,055,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,634,000 | 14,922,000 | 15,194,000 | 14,974,000 |