Call reports 2023
PNB COMMUNITY BANK — 2023
What PNB COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 150,813,000 | 149,226,000 | 147,726,000 | 155,801,000 |
| Total loans | 106,523,000 | 108,224,000 | 107,603,000 | 110,923,000 |
| Allowance for loan losses | 1,431,000 | 1,447,000 | 1,380,000 | 1,241,000 |
| Securities available for sale | 24,860,000 | 24,299,000 | 24,930,000 | 23,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,901,000 | 136,092,000 | 135,141,000 | 142,393,000 |
| Interest-bearing deposits | 97,632,000 | 96,174,000 | 93,498,000 | 102,372,000 |
| Noninterest-bearing deposits | 40,269,000 | 39,918,000 | 41,643,000 | 40,021,000 |
| Equity capital | 10,742,000 | 11,136,000 | 10,588,000 | 11,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,524,000 | 5,440,000 | 7,387,000 |
| Interest expense | 47,000 | 136,000 | 295,000 | 510,000 |
| Net interest income | 1,618,000 | 3,388,000 | 5,145,000 | 6,877,000 |
| Noninterest income | 115,000 | 220,000 | 321,000 | 434,000 |
| Noninterest expense | 1,174,000 | 2,426,000 | 3,711,000 | 4,984,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -255,000 |
| Pretax income | 659,000 | 1,282,000 | 1,855,000 | 2,427,000 |
| Income tax | 169,000 | 312,000 | 461,000 | 606,000 |
| Net income | 490,000 | 970,000 | 1,394,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,669,000 | 14,162,000 | 14,153,000 | 14,339,000 |