Call reports 2022
PNB COMMUNITY BANK — 2022
What PNB COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 151,966,000 | 147,662,000 | 150,868,000 | 146,810,000 |
| Total loans | 93,639,000 | 99,887,000 | 102,056,000 | 104,338,000 |
| Allowance for loan losses | 908,000 | 943,000 | 962,000 | 942,000 |
| Securities available for sale | 25,904,000 | 25,044,000 | 25,717,000 | 25,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,895,000 | 134,924,000 | 138,239,000 | 133,901,000 |
| Interest-bearing deposits | 93,309,000 | 94,079,000 | 96,709,000 | 95,802,000 |
| Noninterest-bearing deposits | 44,586,000 | 40,845,000 | 41,530,000 | 38,099,000 |
| Equity capital | 11,636,000 | 10,376,000 | 10,370,000 | 10,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,753,000 | 4,282,000 | 5,879,000 |
| Interest expense | 14,000 | 26,000 | 38,000 | 50,000 |
| Net interest income | 1,317,000 | 2,727,000 | 4,244,000 | 5,829,000 |
| Noninterest income | 112,000 | 216,000 | 337,000 | 439,000 |
| Noninterest expense | 1,142,000 | 2,349,000 | 3,543,000 | 4,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 594,000 | 1,038,000 | 1,505,000 |
| Income tax | 69,000 | 150,000 | 265,000 | 372,000 |
| Net income | 218,000 | 444,000 | 773,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,872,000 | 13,099,000 | 13,428,000 | 13,669,000 |
| Total capital | — | — | 14,390,000 | — |
| Risk-weighted assets | — | — | 85,221,000 | — |