Call reports 2021
PNB COMMUNITY BANK — 2021
What PNB COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 126,517,000 | 133,018,000 | 137,950,000 | 140,441,000 |
| Total loans | 74,500,000 | 82,234,000 | 86,802,000 | 90,587,000 |
| Allowance for loan losses | 743,000 | 770,000 | 814,000 | 883,000 |
| Securities available for sale | 22,696,000 | 20,887,000 | 26,247,000 | 24,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,958,000 | 120,207,000 | 124,913,000 | 127,496,000 |
| Interest-bearing deposits | 79,574,000 | 81,850,000 | 86,173,000 | 90,183,000 |
| Noninterest-bearing deposits | 34,384,000 | 38,357,000 | 38,740,000 | 37,313,000 |
| Equity capital | 12,365,000 | 12,555,000 | 12,826,000 | 12,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,286,000 | 3,578,000 | 4,845,000 |
| Interest expense | 32,000 | 62,000 | 87,000 | 107,000 |
| Net interest income | 1,105,000 | 2,224,000 | 3,491,000 | 4,738,000 |
| Noninterest income | 105,000 | 225,000 | 349,000 | 478,000 |
| Noninterest expense | 1,068,000 | 2,127,000 | 3,231,000 | 4,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 322,000 | 609,000 | 907,000 |
| Income tax | 45,000 | 89,000 | 157,000 | 249,000 |
| Net income | 97,000 | 233,000 | 452,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,386,000 | 12,521,000 | 12,797,000 | 12,955,000 |