Call reports 2020
PNB COMMUNITY BANK — 2020
What PNB COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 104,846,000 | 117,938,000 | 120,433,000 | 120,307,000 |
| Total loans | 68,120,000 | 72,232,000 | 69,832,000 | 71,298,000 |
| Allowance for loan losses | 673,000 | 679,000 | 696,000 | 727,000 |
| Securities available for sale | 25,292,000 | 24,290,000 | 22,989,000 | 21,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,393,000 | 104,950,000 | 107,300,000 | 107,491,000 |
| Interest-bearing deposits | 69,795,000 | 72,495,000 | 73,812,000 | 75,045,000 |
| Noninterest-bearing deposits | 22,598,000 | 32,455,000 | 33,488,000 | 32,446,000 |
| Equity capital | 12,307,000 | 12,746,000 | 12,874,000 | 12,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,302,000 | 3,433,000 | 4,544,000 |
| Interest expense | 64,000 | 105,000 | 144,000 | 180,000 |
| Net interest income | 1,102,000 | 2,197,000 | 3,289,000 | 4,364,000 |
| Noninterest income | 131,000 | 242,000 | 409,000 | 515,000 |
| Noninterest expense | 996,000 | 2,024,000 | 3,104,000 | 4,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 432,000 | 611,000 | 717,000 |
| Income tax | 66,000 | 109,000 | 155,000 | 184,000 |
| Net income | 188,000 | 323,000 | 456,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,122,000 | 12,304,000 | 12,482,000 | 12,289,000 |
| Total capital | 12,795,000 | — | — | — |
| Risk-weighted assets | 62,317,000 | — | — | — |