Call reports 2019
PNB COMMUNITY BANK — 2019
What PNB COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,097,000 | 103,817,000 | 104,555,000 | 104,961,000 |
| Total loans | 59,625,000 | 58,878,000 | 61,914,000 | 65,887,000 |
| Allowance for loan losses | 754,000 | 613,000 | 625,000 | 633,000 |
| Securities available for sale | 29,249,000 | 30,422,000 | 30,972,000 | 29,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,881,000 | 91,977,000 | 92,280,000 | 92,996,000 |
| Interest-bearing deposits | 67,856,000 | 67,738,000 | 70,047,000 | 47,243,000 |
| Noninterest-bearing deposits | 24,025,000 | 24,239,000 | 22,233,000 | 45,753,000 |
| Equity capital | 11,050,000 | 11,627,000 | 12,011,000 | 11,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,250,000 | 3,400,000 | 4,574,000 |
| Interest expense | 60,000 | 129,000 | 200,000 | 267,000 |
| Net interest income | 1,051,000 | 2,121,000 | 3,200,000 | 4,307,000 |
| Noninterest income | 100,000 | 197,000 | 312,000 | 418,000 |
| Noninterest expense | 1,023,000 | 2,023,000 | 3,004,000 | 3,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 295,000 | 581,000 | 799,000 |
| Income tax | 34,000 | 78,000 | 148,000 | 205,000 |
| Net income | 94,000 | 217,000 | 433,000 | 594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,494,000 | 11,664,000 | 11,950,000 | 11,868,000 |
| Total capital | 12,168,000 | 12,277,000 | 12,575,000 | 12,501,000 |
| Risk-weighted assets | 53,903,000 | 53,477,000 | 56,237,000 | 59,441,000 |