Call reports 2018
PNB COMMUNITY BANK — 2018
What PNB COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 104,265,000 | 100,401,000 | 97,342,000 | 98,626,000 |
| Total loans | 55,429,000 | 57,035,000 | 59,046,000 | 57,734,000 |
| Allowance for loan losses | 708,000 | 714,000 | 725,000 | 743,000 |
| Securities available for sale | 30,664,000 | 29,615,000 | 28,357,000 | 27,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,783,000 | 89,941,000 | 86,886,000 | 87,957,000 |
| Interest-bearing deposits | 73,199,000 | 68,681,000 | 66,115,000 | 67,723,000 |
| Noninterest-bearing deposits | 20,584,000 | 21,260,000 | 20,771,000 | 20,234,000 |
| Equity capital | 10,357,000 | 10,322,000 | 10,286,000 | 10,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,155,000 | 3,246,000 | 4,361,000 |
| Interest expense | 46,000 | 92,000 | 137,000 | 190,000 |
| Net interest income | 996,000 | 2,063,000 | 3,109,000 | 4,171,000 |
| Noninterest income | 91,000 | 123,000 | 216,000 | 331,000 |
| Noninterest expense | 997,000 | 2,037,000 | 3,050,000 | 4,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 149,000 | 275,000 | 438,000 |
| Income tax | 24,000 | 37,000 | 72,000 | 114,000 |
| Net income | 66,000 | 112,000 | 203,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,176,000 | 11,236,000 | 11,362,000 | 11,366,000 |
| Total capital | 11,865,000 | 11,920,000 | 12,046,000 | 12,018,000 |
| Risk-weighted assets | 55,168,000 | 54,728,000 | 54,690,000 | 52,146,000 |