Call reports 2017
PNB COMMUNITY BANK — 2017
What PNB COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,973,000 | 101,912,000 | 105,717,000 | 101,254,000 |
| Total loans | 50,986,000 | 51,120,000 | 52,939,000 | 54,769,000 |
| Allowance for loan losses | 673,000 | 679,000 | 690,000 | 694,000 |
| Securities available for sale | 33,118,000 | 32,687,000 | 33,899,000 | 32,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,146,000 | 90,622,000 | 94,297,000 | 90,277,000 |
| Interest-bearing deposits | 70,677,000 | 70,524,000 | 72,714,000 | 70,563,000 |
| Noninterest-bearing deposits | 20,469,000 | 20,098,000 | 21,583,000 | 19,714,000 |
| Equity capital | 10,734,000 | 11,131,000 | 11,253,000 | 10,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 1,977,000 | 2,994,000 | 4,046,000 |
| Interest expense | 46,000 | 92,000 | 140,000 | 187,000 |
| Net interest income | 926,000 | 1,885,000 | 2,854,000 | 3,859,000 |
| Noninterest income | 91,000 | 179,000 | 281,000 | 302,000 |
| Noninterest expense | 949,000 | 1,906,000 | 2,861,000 | 3,832,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 158,000 | 274,000 | 329,000 |
| Income tax | 0 | -7,000 | -7,000 | 157,000 |
| Net income | 68,000 | 165,000 | 281,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,990,000 | 11,086,000 | 11,202,000 | 11,086,000 |
| Total capital | 11,622,000 | 11,707,000 | 11,853,000 | 11,755,000 |
| Risk-weighted assets | 50,414,000 | 49,481,000 | 51,883,000 | 53,385,000 |