Call reports 2016
PNB COMMUNITY BANK — 2016
What PNB COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,991,000 | 105,794,000 | 105,395,000 | 102,923,000 |
| Total loans | 47,427,000 | 49,041,000 | 50,686,000 | 50,733,000 |
| Allowance for loan losses | 557,000 | 657,000 | 652,000 | 667,000 |
| Securities available for sale | 31,600,000 | 32,970,000 | 34,105,000 | 33,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,048,000 | 94,292,000 | 93,815,000 | 92,194,000 |
| Interest-bearing deposits | 71,395,000 | 72,348,000 | 72,542,000 | 72,492,000 |
| Noninterest-bearing deposits | 19,653,000 | 21,944,000 | 21,273,000 | 19,702,000 |
| Equity capital | 10,830,000 | 11,339,000 | 11,420,000 | 10,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,990,000 | 2,959,000 | 3,937,000 |
| Interest expense | 54,000 | 105,000 | 154,000 | 202,000 |
| Net interest income | 934,000 | 1,885,000 | 2,805,000 | 3,735,000 |
| Noninterest income | 106,000 | 204,000 | 313,000 | 402,000 |
| Noninterest expense | 1,047,000 | 2,035,000 | 3,027,000 | 3,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -16,000 | 125,000 | 192,000 | 288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -16,000 | 125,000 | 192,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,617,000 | 10,758,000 | 10,825,000 | 10,921,000 |
| Total capital | 11,174,000 | 11,401,000 | 11,471,000 | 11,562,000 |
| Risk-weighted assets | 49,862,000 | 51,179,000 | 51,459,000 | 51,037,000 |