Call reports 2014
PNB COMMUNITY BANK — 2014
What PNB COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 113,767,000 | 115,522,000 | 112,881,000 | 106,942,000 |
| Total loans | 50,487,000 | 51,084,000 | 50,050,000 | 49,184,000 |
| Allowance for loan losses | 709,000 | 653,000 | 661,000 | 682,000 |
| Securities available for sale | 42,260,000 | 35,554,000 | 37,910,000 | 38,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,197,000 | 105,991,000 | 103,107,000 | 96,110,000 |
| Interest-bearing deposits | 87,387,000 | 87,612,000 | 84,720,000 | 79,249,000 |
| Noninterest-bearing deposits | 17,810,000 | 18,379,000 | 18,387,000 | 16,861,000 |
| Equity capital | 8,466,000 | 9,339,000 | 9,519,000 | 10,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,358,000 | 3,471,000 | 4,518,000 |
| Interest expense | 111,000 | 220,000 | 316,000 | 401,000 |
| Net interest income | 1,072,000 | 2,138,000 | 3,155,000 | 4,117,000 |
| Noninterest income | 117,000 | 227,000 | 347,000 | 375,000 |
| Noninterest expense | 960,000 | 1,934,000 | 2,899,000 | 3,866,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 222,000 | 563,000 | 735,000 | 758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 563,000 | 735,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,821,000 | 11,158,000 | 11,325,000 | 11,324,000 |
| Total capital | 11,491,000 | 11,811,000 | 11,986,000 | 11,967,000 |
| Risk-weighted assets | 53,553,000 | 54,765,000 | 53,779,000 | 51,362,000 |